Rebuilding My Finances in 2026 (Starting Over With a $2,000 Emergency Fund)

After two years away, I'm back — and I'm being fully transparent about where I'm starting from. I'm rebuilding my finances in 2026 using Rose Han's Financial Waterfall method, starting with a $2,000 emergency fund. Here's where I am, what I'm using, and how I'm holding myself accountable. 💕